Return Calculator
Estimate your potential returns based on investment amount, tier selection, and time frame.
𧎠Calculate Your Ethical Returns
GPOD offers transparent, ethical returns on your investment while making a real-world impact on workers' financial wellbeing.
- â Transparent fee structure with no hidden charges
- â Ethical returns from worker wage access fees
- â Ethical investment structure
- â Real social impact through financial inclusion
đ° Investment Return Calculator
Estimate your potential returns by adjusting your investment amount, selecting your preferred tier, and setting your investment timeframe.
Calculate Your Returns
Minimum investment: ÂŖ1,000
Your Projected Returns
Total Return:
Total value after 3 years
Total Profit:
Net earnings on your investment
Annual Rate of Return:
Average yearly return on investment
Social Impact:
đ How GPOD Returns Work
Understand the transparent mechanism behind GPOD's ethical returns and how your investment creates both financial and social value.
Your investment into GPOD is pooled into our wage access fund, which provides the capital for workers to access their earned wages before payday.
Workers use the GPOD platform to access up to 90% of their earned wages before their regular payday, paying a small flat fee of ÂŖ2.50 per withdrawal.
GPOD collects the ÂŖ2.50 flat fee from each early wage access transaction. These fees form the basis of investor returns - no interest is charged to workers.
When the employer processes regular payroll, the accessed wages are automatically reconciled, replenishing the fund for new transactions.
Investor returns are distributed quarterly based on transaction volume and your investment tier, with rates ranging from 8-12% annually.
Your investment helps workers avoid predatory lending while generating sustainable returns, creating a positive financial ecosystem for all stakeholders.
GPOD Return Rates Compared
See how GPOD's ethical investment returns compare to other investment options in the current market.
*Based on average UK rates as of October 2023. Individual rates may vary.
đ Investment Tier Details
Compare our investment tiers to find the option that best suits your capital and impact goals.
| Feature | Starter Tier ÂŖ1,000-ÂŖ9,999 |
Growth Tier ÂŖ10,000-ÂŖ49,999 |
Impact Tier ÂŖ50,000+ |
|---|---|---|---|
| Annual Return Rate | 8% | 10% | 12% |
| Payment Frequency | Quarterly | Quarterly or Monthly | Quarterly, Monthly, or Custom |
| Minimum Lock-in Period | 12 months | 6 months | 3 months |
| Dashboard Access | Basic | Advanced | Real-time Premium |
| Impact Reporting | Quarterly | Monthly | Real-time + Custom |
| Early Withdrawal Fee | 3% | 2% | 1% |
| Reinvestment Options | Basic | Flexible | Custom Strategy |
| Account Manager | |||
| Strategic Input |
đŦ Investor Experiences
Hear from current GPOD investors about their returns and impact experience.
â Frequently Asked Questions
Find answers to common questions about GPOD's investment returns calculator and ethical investment model.
GPOD's returns are calculated based on the transaction volume generated by worker wage access activity. Each time a worker accesses their wages early, they pay a small flat fee of ÂŖ2.50. These fees are pooled and distributed to investors based on their investment tier and capital contribution.
The calculator estimates returns based on historical transaction patterns, current worker growth rates, and your selected investment parameters.
GPOD's investment model is designed with multiple security layers:
- All accessed wages are backed by already-earned worker income
- Employer partnerships include payment reconciliation agreements
- GPOD maintains a reserve fund to cover any delayed reconciliations
- Risk is distributed across thousands of individual transactions
GPOD's investment model is ethical for several key reasons:
- Workers are only accessing wages they've already earned - no debt creation
- Fixed fee structure (ÂŖ2.50) regardless of amount - no percentage-based or hidden fees
- No interest charges - fully ethically-compliant
- Transparent flow of funds between all stakeholders
- Provides an alternative to high-interest payday loans and overdrafts
Returns are distributed according to your investment tier and preferences:
- Starter Tier (ÂŖ1,000-ÂŖ9,999): Quarterly distributions
- Growth Tier (ÂŖ10,000-ÂŖ49,999): Option for quarterly or monthly distributions
- Impact Tier (ÂŖ50,000+): Flexible distribution schedule including quarterly, monthly, or custom arrangements
Yes, GPOD offers early withdrawal options with the following conditions:
- Each tier has a minimum lock-in period (Starter: 12 months, Growth: 6 months, Impact: 3 months)
- Early withdrawals before the minimum lock-in period are subject to an early withdrawal fee (Starter: 3%, Growth: 2%, Impact: 1%)
- Withdrawals after the lock-in period have no penalty but require 30 days' notice
đ Ready to Invest with Impact?
Join the growing community of ethical investors generating real returns while supporting financial inclusion for workers.
Begin Your Investment Journey
Start your GPOD investment in just three simple steps
Complete the Investor Application
Fill out our straightforward application form
Verification & Onboarding
Complete KYC checks and receive your welcome pack
Fund Your Investment
Transfer your investment and access your dashboard