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FCA Alignment & Financial Safety | GPOD.UK

FCA Alignment & Financial Safety

GPOD is founded on financial transparency, ethical handling, and full compliance with UK financial frameworks. We operate with diligence, foresight, and constant oversight.

Our platform is not just another payroll tool — it's a secure and transparent ecosystem for workers, employers, councils, and impact-driven investors. Financial trust is at the heart of everything we do, ensuring your peace of mind while we revolutionize the way people get paid.

Below you'll find an expansive list of our financial safety and compliance features, designed for real-time transparency and long-term peace of mind. We regularly update our processes to align with the latest FCA guidelines and industry best practices.

ISO 27001 Certified GDPR Compliant AML Verified E-Money Partnerships KYC Integrated Open Banking Ready
100%
Compliance Rate with UK Financial Regulations
256-bit
End-to-End Encryption Standard
24/7
Transaction Monitoring & Security
0
Security Breaches Since Launch

Compliance Roadmap

At GPOD, we maintain a proactive approach to regulatory compliance. Our roadmap ensures we not only meet current requirements but anticipate future changes to financial regulations in the UK.

Q2 2023

Initial Compliance Framework

Established core compliance infrastructure with payment partner segregation and KYC protocols.

Q4 2023

Enhanced Due Diligence

Implemented advanced AML screening and expanded risk assessment methodologies.

Q2 2024

AI Monitoring Systems

Launched AI-powered transaction monitoring and suspicious activity detection.

Q4 2024

Open Banking Integration

Expanded platform capabilities with secure Open Banking APIs and enhanced data protection.

Q2 2025

International Expansion Compliance

Preparing cross-border regulatory framework for EU and global markets.

Our Regulatory Approach

How We Work with Regulators

GPOD maintains regular dialogue with UK financial regulators to ensure our platform remains compliant with evolving standards. We proactively engage with:

  • Financial Conduct Authority (FCA) for consumer protection guidelines
  • Payment Systems Regulator (PSR) for transaction processing standards
  • Information Commissioner's Office (ICO) for data protection compliance
  • HM Revenue & Customs (HMRC) for tax reporting requirements

Our compliance team conducts quarterly reviews with regulatory bodies to ensure our practices remain aligned with current and upcoming regulations.

FCA Alignment Strategy

While GPOD operates through regulated partners, we maintain FCA-aligned processes throughout our platform:

  • Transparent fee disclosures with no hidden charges
  • Clear terms and conditions for all user categories
  • Robust complaint handling procedures
  • Regular staff training on regulatory requirements
  • Independent audits of compliance frameworks

Our partnership model with regulated financial institutions enables us to offer secure financial services while maintaining the highest standards of regulatory compliance.

Understanding Our Model

GPOD operates through partnerships with regulated financial institutions. We function as a technology layer that enables efficient payment processes while our partners handle the actual movement of funds in accordance with financial regulations.

This structure allows us to offer innovative financial solutions while ensuring all monetary transactions are managed by fully regulated entities, providing maximum security and compliance.

Committed to Your Financial Security

GPOD puts financial safety and regulatory compliance at the heart of everything we do. We believe that innovation and security can go hand in hand to create a better financial future for workers, employers, and communities.

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For specific compliance inquiries, please contact our team at compliance@gpod.uk

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